What to Check from the Ground
Look for:
- New dents or sharp bends along the front lip.
- Sections pulling away from fascia or twisting at corners.
- Guards lifted by wind or covered by broken branches.
- Downspouts disconnected at elbows.
- Fresh splash marks or exposed soil below the eaves.
- Shingle granules accumulating in downspout outlets.
Use binoculars or phone zoom rather than climbing a wet ladder immediately after a storm.
Why Hail Damage Can Become a Drainage Problem
A dent in the gutter may look cosmetic, but it can reduce the channel opening and create a low spot where water and roof grit settle. Hail can also crack sealant at miters and loosen lightweight snap-in guards. The next heavy rain then reveals the problem as a focused overflow stain.
Documenting Damage for Insurance
Photograph the damaged section, nearby shingles, downspouts, and ground erosion before repairs. Record the storm date and note any interior moisture. A qualified contractor can separate storm damage from pre-existing wear and provide a clear repair scope.